Our mission is to create an environment for risk optimised financing. Already over 53MEUR completed financing transactions with zero credit losses.

The plug-and-play solution for launching B2B financing

Get Started

Are you looking for modern solutions to launch your own financing business or to extend your current financing offerings?

We believe every B2B business should be able to offer financing even without being a bank. BrukTech provides everything you need to launch and scale B2B financing: a plug-and-play platform, expert back-office operations, and a trusted funding network. We remove the complexity so you can focus on growing your business.

Book a demo and start your pilot already today!

How BrukTech Works

Quick Launch: Get Started in Days

Getting started is simple - your only requirement is to set up a new bank account, while you focus on growing your business.

Plug-and-Play Technology

Launch financing fast with a ready-made platform that integrates seamlessly into your business. No costly infrastructure or lengthy development required.

Receivables Purchase Financing

Give your B2B customers the power to unlock cash flow - our platform enables receivables purchase financing that transforms unpaid invoices into growth.

End-to-End Back-Office Support

We manage compliance, accounting, ledger, and credit monitoring, so your team can stay focused on customers and growth.

Built-In Risk Management

Protect your business with advanced underwriting and monitoring tools. Our track record speaks for itself: over 53MEUR processed financing transactions with zero credit losses.

Access to Funding Partners

Connect with trusted capital partners through BrukTech and scale your financing capacity without any capital requirements.

How Receivables Purchase Financing Works

Receivables purchase financing allows your customers to focus on their core business instead of running after late payments and managing collections. By selling their receivables to a financier, they gain immediate access to working capital, improve cash flow, and reduce administrative burdens associated with credit control and debt recovery.

Give your B2B customers the power to unlock cash flow and growth, while our platform automates the entire financing lifecycle.

  • Step 1: Get started and launch your Financing Business

    We make it easy to launch your financing business quickly and smoothly, in just a few days.

  • Step 2: Your Customer enrolls to your Financing Business

    Your customer enrolls to your financing business, gaining access to flexible payment options.

  • Step 3: Your Customer delivers their invoice to the Platform

    Invoices are sent to the platform, ready to be financed.

  • Step 4: Invoice delivery to end-customers

    Invoices are always delivered to the end-customer from the platform with your transfer clause and payment details.

  • Step 5: Invoice Purchase on the Platform

    The invoices are immediately purchased on the platform following your credit policy.

  • Step 6: Instant Payment to your Customer

    Your customer receives immediately the invoice amount less your financing fees.

  • Step 7: End-customer settles the invoice to the Platform

    The end-customer pays the full invoice amount to the platform according to the original payment terms.

  • Add-on: Funding without capital requirement

    Receive 100% funding from our partners with zero capital requirements, while the platform seamlessly manages all reconciliation

Integrated To

Atradius

Dun&Bradstreet

Maventa

Netvisor

Nordea

OmaSäästöpankki

Ålandsbanken

Moank

Atradius Dun&Bradstreet Maventa Netvisor Nordea OmaSäästöpankki Ålandsbanken Moank

Plans & Pricing

BrukTech Control

Pay as you go

Receivables purchase financing for B2B

Fully outsourced back-office & customer service tailored to your needs. Credit insurance & credit monitoring. Real-time reporting. Automated accounting.

BrukTech Control+

Pay as you go

Receivables purchase financing for B2B

Fully outsourced back-office & customer service tailored to your needs. Credit insurance & credit monitoring. Real-time reporting. Automated accounting.

Funding with costs charged based on actual usage.

BrukTech Connect

Launching soon

Receivables purchase financing for B2B

Access all features and the BrukTech platform to build your own back-office team.

Explore Success Stories

  • Jari Murtoperä, CEO for Vauraus Rahoitus


    BrukTech has been a true business partner to Vauraus Rahoitus and fulfilled all our expectations. BrukTech is a culture that is changing the way corporations engage financing technology!

  • Miika Engström, CEO for Fyrk Finance


    BrukTech creates a great opportunity for us to extend our business, quickly enter new markets and disrupt the financial industry. With BrukTech’s plug-and-play solution, we can focus solely on value creation both for our customer and investors.

  • Thomas Lundström, Founder of CapAid


    BrukTech is a dream for any financial service provider. With zero equity required, even a startup company can use the platform with the comprehensive back-office service package.

Contact Us

Talk with our experts, book a demo and launch your financing business! Please leave your contact information, and we will reach out to you soon.