Enabling you to start a financing business.
Built to launch and support high-volume financing while maintaining operational transparency, efficiency, and control. We remove the complexity so you can focus on growing your business and portfolio.
80 M€
worth processed invoices
+150
SMEs financed (pcs)
credit insurance coverage
3
days to launch
95 %
Our platform
Know your Sellers and their Buyers
Quickly verify buyers, sellers, invoices, supporting documents, financing exposure, and operational activity while supporting your internal underwriting policies, KYC requirements, and fraud prevention processes through the BrukTech platform.
Operate with full visibility on BrukTech
BrukTech gives customer service and operational teams instant visibility into invoices, payments, collections, disputes, credit notes, documents, and customer communication - all in one connected workspace designed for faster resolution, operational efficiency, and better customer experiences.
Credit decision engine for your SPV
BrukTech Connect combines automated underwriting, real-time exposure visibility, payment behavior analysis, and operational risk insights into one configurable credit decision engine for your SPV - powered by your specified credit policies and underwriting rules.
Ready, set, finance
Invoice purchase financing comes with many moving parts - sellers, buyers, funding, credit decisions, servicing, and compliance. BrukTech provides the infrastructure that brings everything together in one automated platform.
Every invoice runs through the platform from submission to settlement, giving financing providers real-time operational visibility, automated credit decisioning, configurable underwriting, and scalable servicing workflows.
Built for regulated financing environments, BrukTech Connect helps businesses launch faster, operate efficiently, and scale without increasing operational complexity or headcount.
| Platform dimension | BrukTech platform | Traditional invoice financing |
|---|---|---|
| Sales | End-to-end sales workflow: create contracts, send for signature, track deals, and prospect directly in-platform | Fragmented tools, manual follow-up, no integrated sales workflow |
| Financing | Instant, rule-based and data-driven | Manual review, subjective and inconsistent |
| Control | Enforced by system logic and validation layers | Dependent on manual handling and checks |
| Risk | Structurally minimized through automation | Inherently higher due to human involvement |
| Compliance | Built-in regulatory alignment, audit trails, and system-enforced controls | Manual compliance processes, fragmented controls, and higher risk of gaps |
| Value time | Instant payment for sellers upon submission | Sellers wait due to onboarding and approvals |
| Cost | Volume-based, directly tied to usage and revenue generation | Variable costs driven by teams, operations, and overhead |
| Resources | Sales team is enough to get started | Full organization across ops, risk, finance, and support |
| Information security | Security controls built into the platform | Security depends on internal systems, processes, and manual controls |
| Scalability | Scales infinitely with no added cost | Scales linearly with headcount |
Interested to hear more?
From our clients
Vauraus Rahoitus
“BrukTech has been a true business partner to Vauraus Rahoitus and fulfilled all our expectations. BrukTech is a culture that is changing the way corporations engage financing technology!”
— Jari Murtoperä,
CEO for Vauraus Rahoitus,
a part of Vauraus Suomi
Fyrk Finance
”BrukTech creates a great opportunity for us to extend our business, quickly enter new markets and disrupt the financial industry. With BrukTech’s ’plug-and-play’ solution, we can focus solely on value creation both for our customer and investors.”
— Miika Engström,
CEO of Fyrk Finance
CapAid
“BrukTech is a dream for any financial service provider. With zero equity required, even a startup company can use the platform with the comprehensive back-office service package.”
— Thomas Lundström,
Founder of CapAid
About us
BrukTech is a Finnish fintech founded in 2023, built to make working capital financing simple, secure, and scalable. Our team combines deep banking and finance expertise with modern technology to streamline receivables purchase financing - helping financiers launch faster, automate operations, and deliver a seamless digital experience.
