Unlock steady,
predictable returns
through B2B financing
100M€
worth processed invoices
0
days to deploy
+200
SMEs financed (pcs)
95 %
credit insurance coverage
Invest in insured receivables through a dedicated SPV. We manage the platform and operations - you set the credit policy and allocate the capital.
Why our platform?
Full Transparency
Get real-time visibility into your portfolio - including open receivables, overdue invoices, credit ratings, payment performance, and accounting all in one dashboard.
You Define the Risk
Your credit policy drives every financing decision. Set parameters by geography, credit rating, and invoice size - the platform enforces your rules automatically.
Credit-Insured Portfolio
Up to 95% of financed receivables are covered by credit insurance through our partners. In the event of buyer insolvency, your investment is protected.
Zero Operational Burden
BrukTech manages all back-office operations - including invoice processing, payment matching, reminders, accounting, and compliance - so you can focus on deploying capital and generating returns.
Your underwriting rules will
determine your risk level
Payment terms
Cap the maximum invoice due date to limit how long your capital is tied up.
Manual review threshold
Flag invoices above a certain amount for manual approval before funding.
Credit insurance
Shift default risk away from you by requiring the seller to hold credit insurance.
Maximum buyer exposure
Limit how much of your portfolio can be tied to a single end-buyer.
Debt collection rules
Define when and how overdue invoices are escalated.
Maximum invoice amount
Set a hard cap on the size of any single invoice you will fund.
How it works?
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You define the underwriting criteria. The platform applies them automatically to every invoice, ensuring your credit policy is enforced consistently without manual review.
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Every buyer is credit-checked and every transaction screened for fraud. Only invoices that meet your credit policy are purchased.
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Once an invoice is approved, your capital is allocated while the platform manages execution - from seller payment to ongoing tracking and final settlement.
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Real-time reporting gives you a complete view of your portfolio - what’s been purchased, what’s outstanding, how it’s performing, and your expected returns.
About us
BrukTech is a Finnish fintech founded in 2023, built to make working capital financing simple, secure, and scalable. Our team combines deep banking and finance expertise with modern technology to streamline receivables purchase financing - helping financiers launch faster, automate operations, and deliver a seamless digital experience.